AA European Breakdown Cover Guide
The AA is one of the largest and most well known breakdown organisations in the United Kingdom. Alongside their domestic breakdown service, the AA also provide European breakdown cover to give you that added peace of mind when driving abroad.
Breaking down whilst abroad or on holiday is never fun, and with recovery back to the UK costing around £1,000 it isn’t cheap either.
But by planning ahead and taking out European breakdown cover with The AA you can enjoy your trip in the knowledge that you’ll be covered for any breakdown eventuality.
The AA currently offer overseas breakdown cover for two different zone, UK/Ireland, and Mainland Europe. Their European breakdown cover is also available as a one-off policy (standalone), or as part of an annual policy providing year round coverage.
The annual policies come in two forms: annual multi-trip covering unlimited European trips of up to 90 days duration, or the more expensive annual long-stay for year long cover covering trips of over 90 days in length.
AA European cover includes roadside breakdown assistance with on the spot repairs or recovery to the nearest garage. As the AA don’t have patrols overseas they arrange immediate help either through local garages, or with the help of the national motoring clubs and affiliate associations overseas.
With an English speaking helpline available 24 hours a day, 7 days a week, the AA will provide you with car hire or transport costs for onward journey or to return home if repair is not possible; emergency overnight accommodation if you have to wait for repairs; vehicle repatriation and legal protection for accident claims or motoring offences.
Main benefits of European Breakdown Cover from The AA
24-hour English-speaking helpline can arrange and help towards the cost of:
- Emergency roadside repairs or towing to the nearest garage in over 40 European countries
- Up to £2,000 cover per trip excluding unaccompanied vehicle recovery and legal expenses
- Alternative transport (inc. public transport) costs to allow you to continue your journey or get home
- Emergency accommodation if you have to wait for repair work to be completed
- Vehicle recovery to the UK if it can’t be repaired abroad, up to the current market value of the vehicle
- Location of right-hand drive parts (excludes cost of parts)
- Legal protection – up to £75,000 for representation on vehicle accident claims or motoring offences (excludes fines)
There are also no excess charges for AA European Breakdown Cover.
Types of European Breakdown Cover Available
Single trip cover
Single trip cover offers breakdown cover for your vehicle for the duration of your trip to Europe, up to a maximum of 365 days.
- Roadside assistance (fix at roadside or tow to nearest garage)
- Find and despatch spare parts free of charge (price of parts is not included)
- Up to £1,200 for emergency car hire or alternative travel arrangements. (max £120 for car hire per day)
- Emergency accommodation if your car cannot be fixed at the roadside (up to £500 max £40 per person per day).
- Recovery of your vehicle back to the UK if it can’t be fixed (only up to the current market value of the vehicle)
- Collection of vehicle from overseas if you have to leave it while it’s being repaired (limited to one person’s costs)
- Legal protection insurance up to the value of £75,000 for help and advice after a traffic accident.
- Insurance for vehicles of 11 years and under.
Annual Multi-Trip Cover
Annual multi-trip cover offers breakdown cover for a person in any eligible vehicle. The cover provides 12 months’ multi-trip cover for an unlimited number of motoring trips abroad, although each individual trip within the year cannot exceed more than 90 days.
Includes all the benefits of Single Trip Cover along with:
- Up to 3 claims per year.
- Unlimited trips to Europe (each trip should not exceed 90 days)
- Free cover for a caravan or a trailer. (within the size and weight limited set out in the policy)
European Countries The AA Cover
United Kingdom Isle of Man Channel Islands Republic of Ireland, all islands of the Mediterranean and the following countries of mainland Europe: Andorra, Austria, Belgium, Belarus, Bosnia-Herzegovina, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Greece, Hungary, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Monaco, Montenegro, Netherlands, Norway, Poland, Portugal, Romania, San Marino, Serbia, Slovakia, Slovenia, Spain (excluding the islands of Ceuta and Melilla), Sweden, Switzerland, Turkey in Europe plus Uskudar, Ukraine.
