Drink Drivers Car Insurance DR10 Conviction Guide

Drink DriversDrink driving is serious business no matter where in the world the crime is committed.

So severe is this particular act, that the companies responsible for vehicle insurance have a set of stringent rules when it comes to issuing coverage to drink driving offenders in the United Kingdom.

Convicted Of Drink Driving?

Those who haven’t been convicted of a drink driving offence have insurance rates based on the following criteria: where the vehicle owner lives, how old he is, what type of car he drives, and how long he has been in possession of a valid driver’s licence.

On the other hand, motorists who have drink driving on their records are considered high-risk drivers. Therefore, these folks can expect to pay increased premiums, assuming the insurance company wishes to handle the potential hazard of taking them on as clients.

Blood Alcohol Concentration Facts

What is the legal blood alcohol concentration limit before a drink driving conviction enters the picture?
The limit for a driver is 80 milligrams of alcohol per 100 millilitres of blood, or 35 µg, or microgrammes, per 100 millilitres if using a breathalyser test, and finally, the limit when using a urine sample to test for overall alcohol consumption is 107 milligrams per 100 millilitres. Achieving these levels of alcohol in one’s system would require a male of normal weight and size to consume two pints of beer.

DR10 And DR30 Drink Driving Convictions

What are the different kinds of drink driving convictions a person can receive?
First there is the DR10 offence, which is comprised of driving or making an attempt to drive when one’s blood alcohol limit is over the legal level.

Then there is the DR30, a crime committed when a person suspected of drunk driving refuses to give a specimen for testing and possible conviction purposes.

A DR30 failure to supply a specimen is treated more seriously than a DR10 charge, and a magistrate will usually impose a longer ban period for the offending driver if the DR30 is the crime at stake.

Though both of the above offences can easily result in the banning of driving privileges, there are those drivers who have been convicted but not punished with a driving ban.

Although it will almost always result from a drink drive conviction, there are a few rare exceptions to avoiding said ban as punishment. In other words, if the driver can show it was a medical emergency that led them to commit the crime, or if he can successfully prove that he will not be able to earn a living without the use of his vehicle, the court may take this into consideration when handing down the driver’s sentencing.

Insurance Facts For Drink Driving Convictions

This non-banned category of drink drive offenders will find that the crime still hinders their ability to get any kind of insurance altogether despite that their individual case ruling permits them to continue driving.

Luckily there are various organizations that will take the chance of insuring the members of the drink driving conviction group. Yet to compensate for the risk involved, these particular insurance companies will make the premium total for the hazardous drivers come out to be between three and four times more than the payment was prior to that driver’s being caught for drink driving.

Drivers who have a drink driving offense can attempt to lessen the severity of it by participating in alcohol rehabilitation classes, which teach drivers about the dangers of alcohol when mixed with the road, and the many ways in which alcohol slows down judgment and reaction time.

Though taking a class of this kind will not lower the insurance company’s high premium, the one thing that will aid in the insurance cause is to stay away from drink driving behavior, especially because to be caught a second time will typically mean no insurance company at all will ever consider shouldering the driver risk.

List Of UK Motoring Offences

AC10 Failing to stop and/or give particulars after an accident
4 years
AC20 Failing to give particulars or report accident within 24 hrs
4 years
AC30 Undefined accident offences
4 years
BA10 Driving while disqualified by order of the court
4 years
BA30 Attempting to drive while disqualified by order of court
4 years
CD10 Driving without due care and attention
4 years
CD20 Driving without reasonable consideration for other road users
4 years
CD30 Driving without due care and attention or without reasonable consideration for other road users
4 years
CD40 Causing death through careless driving when unfit through drink
11 years
CD50 Causing death by careless driving when unfit through drugs
11 years
CD60 Causing death by careless driving with alcohol level above the limit
11 years
CD70 Causing death by careless driving then failing to supply a specimen for analysis
11 years
CD80 Causing death by careless, or inconsiderate driving
4 years
CD90 Causing death by driving: unlicensed, disqualified or uninsured drivers
4 years
CU10 Using a vehicle with defective brakes
4 years
CU20 Causing or likely to cause danger by reason of use of unsuitable vehicle or using a vehicle with parts or accessories (excluding brakes, steering or tyres) in a dangerous condition
4 years
CU30 Using a vehicle with defective tyre(s)
4 years
CU40 Using a vehicle with defective steering
4 years
CU50 Causing or likely to cause danger by reason of load or passengers
4 years
CU80 Using a mobile phone while driving a motor vehicle
4 years
DD40 Dangerous driving
4 years
DD60 Manslaughter or culpable homicide while driving a vehicle
4 years
DD80 Causing death by dangerous driving
4 years
DD90 Furious driving
4 years
DR10 Driving or attempting to drive with alcohol level above limit
11 years
DR20 Driving or attempting to drive while unfit through drink
11 years
DR30 Driving or attempting to drive then failing to supply a specimen for analysis
11 years
DR40 In charge of a vehicle while alcohol level above limit
4 years
DR50 In charge of a vehicle while unfit through drink
4 years
DR60 Failure to provide a specimen for analysis in circumstances other than driving or attempting to drive
4 years
DR70 Failing to provide specimen for breath test
4 years
DR80 Driving or attempting to drive when unfit through drugs
11 years
DR90 In charge of a vehicle when unfit through drugs
4 years
IN10 Using a vehicle uninsured against third party risks
4 years
LC20 Driving otherwise than in accordance with a licence
4 years
LC30 Driving after making a false declaration about fitness when applying for a licence
4 years
LC40 Driving a vehicle having failed to notify a disability
4 years
LC50 Driving after a licence has been revoked or refused on medical grounds
4 years
MS10 Leaving a vehicle in a dangerous position
4 years
MS20 Unlawful pillion riding
4 years
MS30 Play street offences
4 years
MS50 Motor racing on the highway
4 years
MS60 Offences not covered by other codes
4 years
MS70 Driving with uncorrected defective eyesight
4 years
MS80 Refusing to submit to an eyesight test
4 years
MS90 Failure to give information as to identity of driver etc
4 years
MW10 Contravention of special roads regulations (excluding speed limits)
4 years
PC10 Undefined contravention of pedestrian crossing regulations
4 years
PC20 Contravention of pedestrian crossing regulations with moving vehicle
4 years
PC30 Contravention of pedestrian crossing regulations with stationary vehicle
4 years
SP10 Exceeding goods vehicle speed limits
4 years
SP20 Exceeding speed limit for type of vehicle (excluding goods or passenger vehicles)
4 years
SP30 Exceeding statutory speed limit on a public road
4 years
SP40 Exceeding passenger vehicle speed limit
4 years
SP50 Exceeding speed limit on a motorway
4 years
TS10 Failing to comply with traffic light signals
4 years
TS20 Failing to comply with double white lines
4 years
TS30 Failing to comply with ‘Stop’ sign
4 years
TS40 Failing to comply with direction of a constable/warden
4 years
TS50 Failing to comply with traffic sign (excluding  ‘stop’ signs, traffic lights or double white lines)
4 years
TS60 Failing to comply with a school crossing patrol sign
4 years
TS70 Undefined failure to comply with a traffic direction sign
4 years
TT99 To signify a disqualification under ‘totting-up’ procedure. If the total of penalty points reaches 12 or more within three years, the driver is liable to be disqualified
4 years
UT50 Aggravated taking of a vehicle
4 years