Temporary Car Insurance For The Weekend – Short Term Cover

Weekend Car InsuranceIf you need to borrow a friend’s car for the weekend, you may want to consider getting weekend car insurance to protect you and the borrowed car when you are driving it. This decision can save you from expensive financial liability in the event of an accident.

This type of cover is easy to get and many insurance companies offer it under the classification of “short term cover.”

Regardless of your reason for borrowing a car, whether moving from your house and needing an extra car or going on a camping trip and needing a bigger car with more passenger and luggage room, weekend car insurance provides a wonderful solution for protection. Moreover, this insurance is convenient, quick and easy to get, and comes at an affordable price. It is much easier than adding another car to your annual insurance policy for just a weekend and it gives you the same type of cover, too. You can protect additional drivers and vehicles, as well as get protection against bad weather, fire, collision, vandalism, and theft.

All you need to do to get weekend car insurance is submit the make and model of your car and your driving license. Additionally, your chance of getting approved quickly will increase considerably if you have a clean driving record and an excellent credit score.

Although you may never have to use it and only plan to use the other car for a short while during the weekend, this type of short term insurance should never be considered an unnecessary expense because it can save you a tremendous amount of money should you ever have to make a claim. It only takes a few minutes to have an accident, so even if you only use the car for a brief time and a short distance you are still at risk. Even if you’re an exemplary driver, this fact may reduce the possibility of a collision but it does not eliminate it. Sometimes for no fault of your own, you may experience the worst luck.

If involved in an accident, you may be blamed and will have to pay for the damage to both cars, as well as any hospital bills. This could add up to a staggering amount of money. Yet all possible worst case scenarios can easily be avoided by simply getting weekend car insurance—which is quick, easy, convenient, and inexpensive.

Conversely, if you are lending your car to someone for the weekend, you want to make sure that your friend takes out weekend car insurance. Otherwise you could lose your hard won no claims bonus.

Either way, whether you are borrowing a car or having your car borrowed, a weekend car insurance policy can avoid the financial risk.

Some Guidelines For Getting Cheap Weekend Car Insurance

Weekend car insurance is considered short term car insurance because the insurance cover period is between one and twenty-eight days. Numerous companies offer this type of insurance and the quotes can be quite competitive. If purchased online, a buyer may be eligible for an online discount rate. What’s more, the policy will go into effect immediately.

The best way to get an excellent price is to shop around well in advance of the time you plan to borrow the car. This will allow you to get numerous quotes and compare the difference between various offers. Besides aiming to save money, you also need to focus on the quality of cover that will protect both you and the borrowed car. When deciding on an insurer, don’t just rely on the word of the company representative or the summary in the promotional literature, but take your time and read the entire contract, including the small print, before signing it. It’s essential that you know exactly what you are buying and what is covered and what is not covered.

While prices vary from one insurer to another, on average the price is about £10.50 each day. So the total cost is about £21 for high quality weekend cover.