Short Term European Breakdown Cover

Single Trip European CoverIf you’re thinking of driving your car abroad, it’s wise to protect your trip from the possibility of automotive problems by purchasing a breakdown cover plan that can put you back on the road. The sooner you make this arrangement before your planned trip, the less you have to be concerned about when you leave. It’s as easy as researching the right company, contacting their experienced representative, getting all your questions answered, and purchasing the best cover for your travel needs.

Obtaining European breakdown cover is a sure way to avoid hassle if you have any car problems on the road trip. It’s not only stressful and inconvenient to have to cope with a breakdown, but if you have not made any preparations to get good cover, it may cost you as much as £1,000 to bring your car back home to the UK.

Besides saving money in recovering your car from a breakdown, getting cover will let you get assistance from an English-speaking telephone representative at any hour of the day or night. Even if you are not planning on driving back, but are only making a single trip, you can still get cover with single trip insurance, and you can get it for either a certain number of days or for a specific number of miles.

Types Of Single Trip European Cover Available

The features and benefits of the breakdown service will depend on the type of cover you get and the company you get it from. Here are some examples:

AA Benefits:

  • Single trip cover.
  • Roadside assistance.
  • Emergency repairs.
  • Emergency tows.
  • Accommodation while waiting for repairs.
  • £2,000 cover each trip.

RAC Benefits:

  • Comprehensive cover.
  • 5 day Basic Plan cover.
  • Roadside assistance.
  • Emergency tows.
  • Help get you and your vehicle back to the UK.

Green Flag Benefits:

  • 24 hour English-speaking.
  • Roadside assistance.
  • Repatriation.
  • 7 day pre-departure protection at no cost.

The type of service you choose depends on what you need and how much you are willing to pay for protection. Besides basic protection, you may also want to consider three other types of cover: alternative transportation to complete your trip or return home, a replacement driver if you get ill and legal protection. Additionally, if you’re with a large group, you may want to consider group breakdown cover for abroad.

Besides speaking to the company representative, scanning a company’s website information and reading their promotional literature, it’s a good idea to read the entire contract, including the small print, to be clear on exactly what is covered on your driving trip to Europe.

Finally, if you already have breakdown cover for the UK, read through your policy first before buying European breakdown cover, because your current policy may already cover you for up to 3 months in Europe.

Types of Excess

Excess is what you will pay for each claim you make. If your excess, for example, is £200 and your car breakdown costs £600, you’ll pay £200 while the breakdown company will pay £400 to complete payment in full.

Types of Exclusions

When reviewing the breakdown cover agreement you plan to buy, you will naturally notice what has been included. However, to get a complete picture, also pay attention to what has been excluded. For example, the policy may include getting towed to the closest garage, but it may exclude paying for the repair cost.

Five Tips To Prevent A Breakdown While Abroad

Even if you choose to get a comprehensive policy to cover a breakdown in Europe, it is better to prevent a breakdown from happening in the first place by taking some commonsensical measures. With that in mind, here are five things you can do to avoid having a breakdown during your trip:

  1. Get your local mechanic to do a complete inspection.
  2. Check fluids, water, and tyre pressure just before you leave.
  3. Plan your route on an up-to-date road atlas for the places you’re visiting even if you have onboard satellite navigation.
  4. Make sure you travel with all your documents, including your driving license, vehicle registration documents, your breakdown cover documents, and your address and telephone book.
  5. Review weather conditions for the countries you’ll be travelling in.